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Privacy Policy

This Privacy Policy describes how Employers Health collects, uses, discloses and stores information you provide to it. This Privacy Policy applies to EmployersHealthCo.com (the “Site”). The Site is owned and operated by Employers Health Purchasing Corporation, 4771 Fulton Drive NW, Canton, Ohio 44718 and its subsidiaries (“Employers Health”).

Please note that this Privacy Policy does not apply to information collected through third-party websites or services that you may access through the Site or that you submit to Employers Health through email or other electronic messages.

PLEASE REVIEW THIS PRIVACY POLICY CAREFULLY. When you submit information to or through the Site, you consent to the collection and processing of your information as described in this Privacy Policy. By using the Site, you accept the terms of this Privacy Policy and consent to Employers Health’s collection, use, disclosure and retention of your information as described in this Privacy Policy.

IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY, THEN PLEASE DO NOT USE OUR SITE.

Effective Date.

The Effective Date of this Privacy Policy is August 8, 2024. Your continued use of the Site after the Effective Date constitutes your acceptance of the amended Privacy Policy. The amended Privacy Policy supersedes all previous versions.

Information Collection and Usage.

Employers Health collects information that you provide to it and from your use of the Site. The information that Employers Health collects and how it processes the information depends on how you use and access the Site. Some information is collected automatically through the use of Cookies. To learn more about how and why Employers Health uses Cookies to collect information, please see the Cookies section below.

Personal Data: Employers Health only collects Personal Data when you provide it through the Member Application Form. “Personal Data” means information associated with or used to identify or contact a specific person. Personal Data can include (1) contact data (such as e-mail address, telephone number or employer); and (2) demographic information (such as gender, date of birth or zip code). Employers Health uses Personal Data to facilitate the completion of the Member Application Form and other membership-related activities; it may also use such data to verify Personal Data with third parties as necessary.

Usage Data: Employers Health automatically collects Usage Data when you interact with the Site. Usage Data is used by Employers Health to measure and improve the content on and function of the Site. “Usage Data” is information about an individual’s online activity that, by itself, does not identify the individual, such as browser type, operating system and webpages visited. Generally, Employers Health does not consider Usage Data to be personally identifiable because Usage Data by itself usually does not identify an individual. Some Usage Data may be considered Personal Data under applicable law; as such, Employers Health only uses it as detailed in the Personal Data section, above.

Combined Data: Employers Health may combine the information it collects from you with information from other sources and use the combined information as described in the Personal Data and Usage Data sections, above.

Cookies.

Employers Health and the service providers that help it provide this Site use small text files called Cookies. “Cookies” are small computer files sent to or accessed from your web browser, or your computer’s or mobile device’s hard drive, that contain information about your device, such as a user ID, user setting, browsing history and activities conducted while using the Site. Cookies are not themselves personally identifiable but may be linked to Personal Data that you provide to Employers Health through your interaction with the Site. A Cookie typically contains the name of the domain from which the Cookie originated, the duration of the Cookie (i.e., when it expires) and a randomly generated unique number or similar identifier.

Control of Cookies.

Web browsers allow some control of most Cookies through the browser settings. To find out more about Cookies, including how to manage and delete Cookies, please visit www.allaboutcookies.org. Some web browsers provide settings that allow a user to reject Cookies or to alert you when a Cookie is placed on your devices. You are not required to accept Cookies, however, blocking or rejecting them may prevent access to some features available on the Site.

Data Collection Tools.

Employers Health uses Cookies to help improve the Site by tracking users’ navigation habits; enabling it to analyze technical and navigational information about the Site.

Employers Health also may use other Cookies and other data collection tools (including web beacons and server logs), collectively “Data Collection Tools”, to help improve your experience with the Site. The Site also may use Data Collection Tools to collect information from your device used to access the Site (e.g., operating system type, browser information, domain and other system settings and time zone).

Sale of Personal Data.

Employers Health does not sell any Personal Data that is collected while you are on the Site.

Disclosure of Information.

Employers Health shares information, including Personal Data, with its service providers to perform the functions for which it engages them (such as hosting and data analyses). Employers Health may share information as needed to operate other related services.

Employers Health may share and disclose information as described at the time information is collected or as needed to enforce its rights; protect its property; protect the rights, property or safety of others; or as needed to support external auditing, compliance and corporate governance functions. Employers Health may disclose Personal Data as it deems necessary to respond to subpoenas, regulations, binding orders of a data protection agency, legal process, governmental requests or other legal or regulatory processes. Employers Health may also share Personal Data as required to pursue available remedies or limit damages it may sustain.

Retention and Disposal.

Employers Health retains information as long as it is necessary and relevant for its operations. In addition, it retains Personal Data to comply with applicable law, prevent fraud, resolve disputes, troubleshoot problems, assist with investigations and other actions permitted by law.

Data Collection by Third Parties.

Certain third parties that Employers Health does not control may use Data Collection Tools on the Site. This Privacy Policy does not apply to those third parties or their Data Collection Tools.

The Site may contain links to third-party websites and services (“Third-Party Services”) with which Employers Health has no affiliation. A link to any Third-Party Services does not mean that Employers Health endorses it, or the quality or accuracy of information presented on it. If you decide to visit Third-Party Services, you are subject to its privacy policy and practices and not this Privacy Policy. Employers Health encourages you to carefully review the legal and privacy notices of all other digital services that you visit.

Use by Children.

The Site is not intended for use by children. If you are under the age of majority in your place of residence, you may use the Site only with the consent of or under the supervision of your parent or legal guardian. Consistent with the requirements of the Children’s Online Privacy Protection Act (a.k.a., COPPA), if Employers Health received any information directly from a child under the age of 13 without first receiving his or her parent’s verified consent, it will use that information only to respond directly to that child (or his or her parent or legal guardian) to inform the child that he or she cannot use the Site and subsequently we will delete that information.

Acts of Third Parties.

Employers Health will exercise all reasonable efforts to safeguard the confidentiality of personal information obtained through this Site. However, transmissions protected by industry standard security technology and implemented by human beings cannot be made absolutely secure. Employers Health shall not be liable for unauthorized disclosure of personal information due to errors in transmission and unauthorized acts of third parties.

California Consumer Privacy Rights.

Under the California Consumer Privacy Act of 2018 (CCPA), California residents who use this Site may request certain information regarding Employers Health’s disclosure of personal information for its direct marketing purposes. To request this information, please contact Employers Health’s legal department. Employers Health does not monitor, recognize or honor any opt-out or do not track mechanisms, including general “do not track” web browsers, settings and/or signals.

Access Rights to Data.

Upon request, Employers Health will provide a reasonable description of your personally identifiable information that Employers Health maintained during the use of the Site.

GDPR Applicability.

Employers Health targets its services to individuals that are located in the United States of America and its territories. Therefore, the Site is not subject to the rules of the European Union’s General Data Protection Regulation (a.k.a., GDPR).

Disclaimers.

The information on this Site is provided on an “as is,” “as available” basis. You agree that the use of this site is at your sole risk. Employers Health disclaims all warranties of any kind.

Accountability and Updates.

This Privacy Policy may be revised from time to time. It is recommended to review this policy periodically. Any questions or concerns about this policy statement may be directed to Employers Health’s legal department.